Health insurance services

**Includes:** - underwriting services of insurance policies which provide protection for hospital and medical expenses not covered by government programmes and, usually, other health-care expenses such as prescribed drugs, medical appliances, ambulance, private duty nursing, etc. - underwriting services of insurance policies which provide protection for dental expenses - underwriting services of insurance policies which provide periodic payments when the insured is unable to work as a result of a disability due to illness or injury

**Excludes:** - travel insurance services, cf. 71337