7113 Credit-granting services

**Includes:** - granting of loans for the purpose of acquiring residential land or buildings and for which the land or buildings are used as security - home equity loans **Excludes:** - real estate appraisal services, cf. 72240

**Includes:** - granting of loans for the purpose of acquiring non-residential land or buildings and for which the land or buildings are used as security **Excludes:** - real estate appraisal services, cf. 72240

**Includes:** - granting of personal non-mortgage installment loans with scheduled repayment plans - line-of-credit loan services, that is, loan services based on a commitment to lend funds to a borrower up to a specified amount - consumer loan services, that is, loan services extended for financing consumer purchases of goods or services where the purchased good is generally used as collateral

**Includes:** - granting credit when the holder of a credit card uses it to buy a good or a service, regardless of whether the balance is paid in full at the end of the grace period

**Includes:** - granting loans to investment dealers and brokers, regulated financial institutions, federal, regional and local governments or non-profit institutions, foreign governments, and other businesses - granting loans to individuals for business purposes - standby, commitment and other loan services including overdraft services - providing letters of credit - acceptance services, that is, agreements by a bank or other financial institution to pay a draft or a credit instrument issued by an institution

**Includes:** - sales financing services - other credit-granting services n.e.c.