Classification codes for a independent financial advisory firm

This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central bank); (2) reserve and liquidity services (except central bank); and/or (3) check or other financial instrument clearinghouse services (except central bank). Illustrative Examples: Automated clearinghouses, bank or check (except central bank) Credit card processing services Check clearing services (except central bank) Electronic funds transfer services, including peer-to-peer payment services Cross-References.

This industry group comprises establishments primarily engaged in one of the following: (1) acting as principals in buying or selling financial contracts (except investment bankers, securities dealers, and commodity contracts dealers); (2) acting as agents (i.e., brokers) (except securities brokerages and commodity contracts brokerages) in buying or selling financial contracts; or (3) providing other investment services (except securities and commodity exchanges), such as portfolio management; investment advice; and trust, fiduciary, and custody services.

This industry comprises establishments primarily engaged in acting as agents or brokers (except securities brokerages and commodity contracts brokerages) in buying and selling financial contracts and those providing financial investment services (except securities and commodity exchanges, portfolio management, and investment advice). Illustrative Examples: Bank trust offices Fiduciary agencies (except real estate) Exchange clearinghouses, commodities or securities Escrow agencies (except real estate) Stock quotation services Cross-References.

This division includes the provision of services involved in or closely related to financial service activities, but not themselves providing financial services. The primary breakdown of this division is according to the type of financial transaction or funding served.

This section includes financial service activities, including insurance, reinsurance and pension funding activities and activities to support financial services.

This class includes: - other financial service activities primarily concerned with distributing funds other than by making loans: • factoring activities • writing of swaps, options and other hedging arrangements • activities of viatical settlement companies - own-account investment activities, such as by venture capital companies, investment clubs etc. This class excludes: - financial leasing, see 64.91 - security dealing on behalf of others, see 66.12 - trade, leasing and rental of real estate property, see division 68 - bill collection without debt buying up, see 82.91 - grant-giving activities by membership organisations, see 94.99

Establishments primarily engaged in underwriting financial responsibility insurance. Assessment associations, surety and fidelity insurance Bonding for guaranteeing job completion Bonding of employees Bonding, fidelity or surety Credit and other financial responsibility insurance Fidelity insurance Financial responsibility insurance Liability insurance Mortgage guaranty insurance Reciprocal interinsurance exchanges, Surety and fidelity insurance Surety insurance Warranty insurance, home

Establishments primarily engaged in miscellaneous publishing activities, not elsewhere classified, whether or not engaged in printing. Establishments primarily engaged in offering financial, credit, or other business services, and which may publish directories as part of this service, are classified in Division I, Services. Atlases: publishing and printing, or publishing only Business service newsletters: publishing and printing, or publishing Calendars: publishing and printing, or publishing only Catalogs: publishing and printing, or publishing only Directories: publishing and printing, or publishing only Globe covers (maps): publishing and printing, or publishing only Guides: publishing and printing, or publishing only Maps: publishing and printing, or publishing only Micropublishing Multimedia educational kits: publishing and printing, or publishing Music, sheet: publishing and printing, or publishing only Patterns, paper, including clothing patterns: publishing and printing, Race track programs: publishing and printing, or publishing only Racing forms: publishing and printing, or publishing only Shopping news: publishing and printing, or publishing only Technical manuals and papers: publishing and printing, or publishing Telephone directories: publishing and printing, or publishing only Yearbooks: publishing and printing, or publishing only

Establishments primarily engaged in the purchase, sale, and brokerage of securities; and those, generally known as investment bankers, primarily engaged in originating, underwriting, and distributing issues of securities. Establishments primarily engaged in issuing shares of mutual and money market funds, unit investment trusts, and face amount certificates are classified in Industry Group 672. Establishments primarily engaged in providing investment advice on a contract or fee basis to establishments which deal in financial contracts are classified in Industry 6282. Agents for mutual funds Bond dealers and brokers Distributors, security Floor traders, security Investment bankers Investment certificates, sale of Investment firm-general brokerage Mineral leases, dealers in Mineral royalties, dealers in Mortgages, buying and selling (rediscounting) Mutual fund agents Mutual funds, selling by independent salesperson Note brokers Oil and gas lease brokers Oil royalties, dealers in Option dealers, stock Sale of partnership shares in real estate syndicates Security brokers Security dealers Security flotation companies Security traders Security underwriters Stock brokers and dealers Tax certificate dealers

This division includes the provision of services involved in or closely related to financial service activities, but not themselves providing financial services. The primary breakdown of this division is according to the type of financial transaction or funding served.

This section includes financial service activities, including insurance, reinsurance and pension funding activities and activities to support financial services.

This class includes: - other financial service activities primarily concerned with distributing funds other than by making loans: • factoring activities • writing of swaps, options and other hedging arrangements • activities of viatical settlement companies - own-account investment activities, such as by venture capital companies, investment clubs etc. This class excludes: - financial leasing, see 64.91 - security dealing on behalf of others, see 66.12 - trade, leasing and rental of real estate property, see division 68 - bill collection without debt buying up, see 82.91 - grant-giving activities by membership organisations, see 94.99

**Exclusions/References:** - Units of holding companies mainly engaged in activities other than holding shares, or of trusts or funds mainly engaged in producing goods or services (rather than merely investing money) are classified to the appropriate industry classes in accordance with their primary activity. - Units mainly engaged in - (a) providing benefits through separately constituted funds are included in Class 6330 Superannuation Funds; - (b) underwriting new security issues or in buying or selling stocks, shares or other financial securities for others are included in Class 6411 Financial Asset Broking Services; - (c) managing (e.g. on a commission or fee basis) financial asset investments for others (except for separately constituted superannuation funds), or units mainly engaged in providing trustee or financial asset investment advisory services, are included in Class 6419 Other Auxiliary Finance and Investment Services; - (d) renting and leasing non-financial intangible assets such as patents and trademarks are included in Class 6640 Non-Financial Intangible Assets (Except Copyrights) Leasing; - (e) operating residential property trusts are included in Class 6711 Residential Property Operators; - (f) operating non-residential property trusts are included in Class 6712 Non-Residential Property Operators; and - (g) friendly society operation (predominantly issuing of life insurance-type bonds) are included in Class 6310 Life Insurance. **Primary Activities:** - Charitable/educational trust or foundation operation (investment type; in predominantly financial assets, except trust management services on a commission or fee basis) - Friendly society operation (investment type; in predominantly financial assets) - Holding company operation (viz. holding shares in subsidiary companies) - Investment operation (own account; in predominantly financial assets; except superannuation funds) - Mutual fund operation (except fund management on a commission or fee basis) - Unit trust operation (investment type; in predominantly financial assets; except trust management on a commission or fee basis)

**Exclusions/References:** - Units of holding companies mainly engaged in activities other than holding shares, or of trusts or funds mainly engaged in producing goods or services (rather than merely investing money) are classified to the appropriate industry classes in accordance with their primary activity. - Units mainly engaged in - (a) providing benefits through separately constituted funds are included in Class 6330 Superannuation Funds; - (b) underwriting new security issues or in buying or selling stocks, shares or other financial securities for others are included in Class 6411 Financial Asset Broking Services; - (c) managing (e.g. on a commission or fee basis) financial asset investments for others (except for separately constituted superannuation funds), or units mainly engaged in providing trustee or financial asset investment advisory services, are included in Class 6419 Other Auxiliary Finance and Investment Services; - (d) renting and leasing non-financial intangible assets such as patents and trademarks are included in Class 6640 Non-Financial Intangible Assets (Except Copyrights) Leasing; - (e) operating residential property trusts are included in Class 6711 Residential Property Operators; - (f) operating non-residential property trusts are included in Class 6712 Non-Residential Property Operators; and - (g) friendly society operation (predominantly issuing of life insurance-type bonds) are included in Class 6310 Life Insurance. **Primary Activities:** - Charitable/educational trust or foundation operation (investment type; in predominantly financial assets, except trust management services on a commission or fee basis) - Friendly society operation (investment type; in predominantly financial assets) - Holding company operation (viz. holding shares in subsidiary companies) - Investment operation (own account; in predominantly financial assets; except superannuation funds) - Mutual fund operation (except fund management on a commission or fee basis) - Unit trust operation (investment type; in predominantly financial assets; except trust management on a commission or fee basis)

**Exclusions/References:** - Units mainly engaged in - (a) operating development, savings and trading banks are included in Class 6221 Banking; - (b) operating building societies are included in Class 6222 Building Society Operation; - (c) operating credit unions are included in Class 6223 Credit Union Operation; - (d) providing non-depository credit intermediation are included in Class 6230 Non-Depository Financing; - (e) providing financial market transaction broking services (e.g. stock broking) and related activities on behalf of others are included in Class 6411 Financial Asset Broking Services; and - (f) providing financial investment management or advisory services or other services in the field of finance or investment (except insurance or superannuation), are included in Class 6419 Other Auxiliary Finance and Investment Services. **Primary Activities:** - Bill of exchange discounting or financing (except by banks) - Commercial finance company operation - Depository financial intermediation n.e.c. - Merchant banking operation - Money market dealing

This division includes the provision of services involved in or closely related to financial service activities, but not themselves providing financial services. The primary breakdown of this division is according to the type of financial transaction or funding served.

This section includes financial service activities, including insurance, reinsurance and pension funding activities and activities to support financial services.

This class includes: - other financial service activities primarily concerned with distributing funds other than by making loans: • factoring activities • writing of swaps, options and other hedging arrangements • activities of viatical settlement companies - own-account investment activities, such as by venture capital companies, investment clubs etc. This class excludes: - financial leasing, see 64.91 - security dealing on behalf of others, see 66.12 - trade, leasing and rental of real estate property, see division 68 - bill collection without debt buying up, see 82.91 - grant-giving activities by membership organisations, see 94.99

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

Minor occupational group (Financial Specialists) within the major group 'Business and Financial Operations Occupations' under the BLS SOC 2018.

Financial and insurance services branch managers plan, direct and coordinate the branches of institutions that provide financial and insurance services, such as banks, building societies, credit unions and insurance companies. They provide advice and assistance to clients on financial and insurance matters. Tasks include - (a) planning, directing and coordinating the activities of staff in the branch; (b) establishing and maintaining relationships with individual and business customers; (c) providing advice and assistance to customers on their financial and insurance needs and on matters such as changes in law that may affect customers; (d) examining, evaluating and processing loan and insurance applications; (e) monitoring credit extension decisions; (f) conducting financial investigations; (g) overseeing the flow of cash and financial instruments, and the preparation of financial and regulatory reports; (h) approving or rejecting, or coordinating the approval or rejection of, lines of credit for commercial, real estate and personal loans; (i) coordinating cooperation with other branches of the company; (j) managing budgets, controlling expenditure and ensuring the efficient use of resources; (k) overseeing the selection, training and performance of staff. Examples of the occupations classified here: - Bank manager - Building society manager - Credit union manager - Financial institution branch manager - Insurance agency manager Some related occupations classified elsewhere: - Finance manager - 1211 - Credit and loans officers - 3312 - Insurance agent - 3321.

Financial and investment advisers develop financial plans for individuals and organizations, and invest and manage funds on their behalf. Tasks include - (a) building and maintaining a client base; (b) interviewing clients to determine financial status and objectives, risk tolerance and other information needed to develop financial plans and investment strategies; (c) setting financial objectives, and developing and implementing strategies for achieving them; (d) arranging to buy and sell stocks and bonds for clients; (e) monitoring investment performance, and reviewing and revising investment plans based on modified needs and changes in markets; (f) recommending and arranging insurance cover for clients. Examples of the occupations classified here: - Estate planner - Financial planner - Investment adviser.

Financial and mathematical associate professionals place a value on various items and property; maintain records of financial transactions; analyse loan application information and render a decision; buy and sell financial instruments; and perform mathematical and related calculations. Tasks performed usually include: recording and transmitting buy and sell orders for securities, stocks, bonds or other financial instruments and for foreign exchange for future or immediate delivery; submitting credit and loan applications to management with recommendations for approval or rejection; approving or rejecting applications within authorized limits ensuring that credit standards of the institution are respected; maintaining complete records of all financial transactions of an undertaking according to general bookkeeping principles, with guidance from accountants; assisting in planning and performing mathematical, statistical, actuarial, accounting and related calculations. Occupations in this minor group are classified into the following unit groups: 3311 Securities and Finance Dealers and Brokers 3312 Credit and Loans Officers 3313 Accounting Associate Professionals 3314 Statistical, Mathematical and Related Associate Professionals 3315 Valuers and Loss Assessors.

CPC v2.1 division (Financial and related services) within 'Financial and related services; real estate services; and rental and leasing services'. UN Central Product Classification grouping of related products at this level.

CPC v2.1 group (Financial services, except investment banking, insurance services and pension services) within 'Financial and related services'. UN Central Product Classification grouping of related products at this level.

CPC v2.1 class (Financial leasing services) within 'Financial services, except investment banking, insurance services and pension services'. UN Central Product Classification grouping of related products at this level.